Are You Confident You Have Secure Payment Services?

The way we shop has changed drastically. No more do we feel the need to head to brick and mortar shops when you can sit in the comfort of your home and make purchases. However, while this is a convenient way to make transactions, it can also leave behind its fair share of threats. Are your digital transactions taking place through secure payment services? How can you find out? It’s simple, here is how.

Does it meet the PCI requirements?

When processing payments, you have to lay emphasis on PCI. PCI DSS (Payment Card Industry Data Security Standards) offers a complete view of the guidelines. This offers you information on how merchants have to secure sensitive data when processing payments. If the merchant goes in for the right payment provider, they do not have to be PCI compliant. They can leave it to the payment gateway to comply with industry level security standards. You need to however know that data encryption is needed by PCI.

Do they pay attention to anti-fraud tools?

Having fraud prevention tools ensure all the transactions are scanned and monitored. This can happen automatically or manually. This is why it is easier to prevent and do away with any kind of fraudulent activity that you suspect. Also, make sure that you go in for a reliable payment gateway that provides impeccable customer support. This is vital for your business as in this way, you can contact the payment provider seamlessly and troubleshoot problems accordingly. The service you choose needs to offer quick support, should come with 3D secure, PC level 1, should protect sensitive information as well as needs to identify and prevent fraud. 

Is it secured with SSL protocol?

Each transaction needs to be secured with SSL protocol. With SSL, you can be assured of encrypted information so that card details as well as other sensitive data is safeguarded in the right way. This plays a vital role in enhancing payment security. It also puts the minds of customers at peace as they are willing to buy and make payments without any worry. The SSL is usually symbolized by a padlock icon in the URL bar. The web address needs to begin with HTTPS if you are looking for a sign. 

Look at the signs 

Know about the signs that tell you that you are using secure payment services. The provider needs to evaluate the platform or CMS before offering it to customers. As a customer, you need to know whether the platform is safe and secure as well as easy to use. To ensure this is true, it is important to do your research and speak to the platform provider. This helps you get what you need. While some platforms are made for e-commerce and come with in-built security measures, others are information sharing sites and possess less security. When picking a platform, make certain you pay attention and fill in these gaps before you do anything. 

As long as you pay attention to these factors, you are sure to find secure payment services so that you can seamlessly ensure that payments occur digitally without any risks.